Copyright: bowie15 / 123RF Stock Photo

If you are a senior, you are a target. Scammers and telemarketers want your money. And sometimes family members and caregivers want more than their fair share as well. The average financial cost for a victim of an elder abuse scam was $28,800, with the telephone being the most common way scammers contact you.

According to Merriam-Webster, a scammer is “a dishonest person who uses clever means to cheat others out of something…